MONEY TOOLS
Money Tool Categories
AARP Programs
AARP Tax-Aide
Get help from the nation's largest, volunteer-run tax counseling and preparation service.
AARP Foundation Reverse Mortgage Education Project
This program helps older home owners make informed decisions about reverse mortgages.
Voices
Financial Columns by Jonathan D. Pond
Financial adviser Jonathan D. Pond writes about money issues for AARP.org.
Retirement Planning
Traditional IRA Calculator
Calculate how much your traditional IRA contributions might amount to at retirement.
Contributions and Your Paycheck
Find out how increasing your retirement contributions to an employer-sponsored plan will affect your paycheck.
Retirement Shortfall Calculator
Determine your projected shortfall or surplus at retirement based on your current savings.
Retirement Income Calculator
Calculate how much monthly income your retirement savings may provide you in retirement.
Pension Plan Retirement Options
Use this calculator to help decide which pension option works best for your retirement needs.
Roth 401(k) vs. Traditional 401(k)
Determine whether a Roth 401(k) or a traditional 401(k) would work better for you.
403(b) Savings Calculator
Calculate how much you should contribute to your 403(b) plan for optimal retirement savings.
Individual 401(k) Contributions
Estimate the potential contribution that can be made to an Individual 401(k) compared to a profit-sharing, SIMPLE, or SEP plan.
Required Minimum Distributions
Determine your Required Minimum Distributions as required by the IRS.
Budget/Spending
Benefits of Spending Less
Calculate just how much your budget reductions may be worth if you were to invest them.
Lunch Savings Calculator
Discover how a simple change such as packing your own lunch can make a big difference.
Debt Consolidation Calculator
Use this calculator to determine whether debt consolidation is right for you.
Credit Card Payoff Calculator
Find out what it will take to pay off your credit card balance and what you can do to meet your repayment goals.
Lease vs. Buy Car Calculator
Calculate your monthly payments and total net cost to determine whether you should lease or buy.
Benefits QuickLINK
Get help finding and enrolling in benefits programs for older adults and families with children.
Taxes
Taxable vs. Tax Advantaged Investments
Compare a normal taxable investment to two common tax-advantaged situations.
1040 Tax Calculator
Enter your filing status, income, deductions, and credits to estimate your total taxes for the year.
Mortgage Tax Savings Calculator
Determine how much you could save in income taxes by itemizing your tax return.
Mortgages
Mortgage Payoff Calculator
Find out how much interest you can save by increasing your mortgage payment.
Reverse Mortgage Calculator
Get approximate estimates for two nationally available reverse mortgage programs.
Mortgage Refinance Calculator
Use this calculator to determine whether or not refinancing your mortgage is a sound financial decision.
Rent vs. Buy Home Calculator
Get help sorting through fees, taxes, and monthly payments to determine which option is best for you.
Saving/Investing
Investment Property Calculator
Calculate the potential return you might receive from an investment property.
Fixed Annuity Calculator
Use this calculator to help you determine how a fixed annuity might fit into your retirement plan.
Compare Savings Rates
Use this calculator to see how different savings rates can affect your savings strategy.
Investment Return Calculator
Use this calculator to sort through various factors and determine your bottom line.
Payroll Deductions Calculator
Use this calculator to determine the impact of changing your payroll deductions.
Net Worth Calculator
Calculate your net worth and receive an estimate on how your net worth could change over the next decade.
Compare Investment Fees
Use this calculator to see how different fees can influence your investment strategy.
Health/Insurance
HSA vs. Traditional Health Plan
Compare a high-deductible health plan with a health savings account and a traditional health plan.
Disability Insurance Calculator
Calculate how much disability insurance you may need to cover expenses in the event of a disability.
Work
Workforce Assessment Tool
Use this free tool to help your organization assess its current and future workforce needs.
AARP Financial Benefits
Financial Guidance in a Volatile Market
Unsure What to Do? Call one of our experienced non-commissioned Financial Advisors at 1.888.778.6187
Learn more about our Banking, Insurance and Mutual Funds products.
More to Explore
Join the Fat 2 Fit Community
Don't go it alone. Join AARP's team effort to shed pounds, with coaching from Carole Carson.
Free, Fun Games for Your Brain
Keep your mind sharp with interactive games and the latest research and tips on boosting your brain power.
More From AARP
Member Discounts
Find great gifts at a great price with the AARP® Member Discounts Holiday Guide!
Driver Safety Month
It's November! Make sure your loved ones travel safely this holiday season.
Happy Thanksgiving
Treat friends and family to our new recipes, gift guide, entertaining tips, and more!
Seasonal Savings
Here's how to save dollars on your drive over the river and through the woods.
Health Action Now!
Help us keep our momentum for legislative action on health care— NOW!
Solo Travelers
Connect with other singles who share your wanderlust. Join the group.
Vegas Adventure
Create your own virtual adventure in Sin City—starring you!
Health-Myth Buster
Does antibacterial soap prevent more illnesses than regular soap?
Fat 2 Fit
Here's how one woman uses the Fat 2 Fit Community to keep herself on track.
Create The Good
Got a little time? Find volunteer opportunities that take minutes, hours, or days.
South Carolina News
Politically savvy older folks strengthen their online voices with help from tech-savvy kids.
Go Fish
Love seafood? Here's how to buy and prepare several varieties of this healthy protein source.
