The coverage of the employer-provided pension system is limited, and there are marked disparities in coverage between rich and poor, Hispanic and white, well- and less well-educated and other social groups. The Automatic IRA would broaden coverage substantially, and improving the Saver’s Credit would provide incentives for low- and moderate-income workers to save for retirement.
September 17, 2009
By: Sandy Mackenzie and Kebin Wu | Source: AARP.org
A New Look at Making Financial Decisions for Retirement
September 22, 2009
By: AARP Public Policy Institute | Source: AARP.org
The Auto IRA: Strategies for Successful Implementation
September 9, 2009
By: AARP Public Policy Institute | Source: AARP.org
In this Public Policy Institute Insight on the Issues, Tony Webb of the Center for Retirement Research at Boston College explains why most households should try to pay down their mortgage before retirement, rather than seeking a higher rate of return in stocks or other assets.
September 17, 2009
By: Anthony Webb, Center for Retirement Research, Boston College | Source: AARP.org
Workers nearing retirement face complicated decisions. In this Public Policy Institute research paper Tony Webb of the Center for Retirement Research describes, for five different decisions, what most households do, the conventional wisdom as to what they should do, and what a careful analysis suggests that most people should do.
September 17, 2009
By: Anthony Webb, Center for Retirement Research, Boston College | Source: AARP.org
In this Public Policy Institute Insight on the Issues, Tony Webb of the Center for Retirement Research at Boston College explains why retirees should consider providing guaranteed income through a portfolio of bonds, particularly Treasury inflation-protected bonds.
September 17, 2009
By: Anthony Webb, Center for Retirement Research, Boston College | Source: AARP.org
The concepts of “saving” and “wealth” are examined in this AARP Public Policy Institute Insight on the Issues. Author John Gist explains how our standard measure of saving provides little insight into household retirement wealth accumulation and draws implications for understanding retirement preparation. (12 pages)
February 4, 2009
By: John Gist, AARP Public Policy Institute | Source: AARP Public Policy Institute
This chart book by Sandy Mackenzie and Ke Bin Wu of AARP’s Public Policy Institute explores participation in employer-provided pension plans and trends in pension coverage. The report cites the growing dominance of 401(k) plans, which increases the risks borne by workers saving for retirement, and calls for measures to broaden coverage and improve 401(k) plans.
October 6, 2008
By: Sandy Mackenzie, AARP Public Policy Institute; Ke Bin Wu, AARP Public Policy Institute | Source: AARP Public Policy Institute
This short summary of the similarly titled AARP Public Policy Institute Issue Paper by Sophie Korczyk analyzes recent literature on retirement income adequacy, with a focus on boomers. Key findings reveal that, although at least half of baby boomers are on track to a comfortable retirement, substantial numbers are not. Furthermore, the gap between haves and have-nots is likely to be greater than in previous generations. (2 pages)
January 17, 2008
By: Sophie Korczyk, Ph.D
Although at least half of baby boomers are on track to a comfortable retirement, substantial numbers are not. The gap between haves and have-nots is likely to be greater than in previous generations, according to this AARP Public Policy Institute Issue Paper by Sophie Korczyk, which analyzes recent literature on retirement income adequacy with a focus on boomers. (49 pages)
January 17, 2008
By: Sophie Korczyk, Ph.D
Seventeen states have programs that use unemployment funds to keep workers on the job with reduced hours. Learn how federal and state policy can better promote these work-sharing programs--and how several European nations have implemented work-sharing.
Experts from the US and abroad discussed how an Auto-IRA can improve retirement security; lessons from similar programs in New Zealand and the UK; and how the Auto-IRA can work well for workers, small business and the financial industry.
How fraud impacts financial security, especially for older Americans—and discussion of policy options for combating mortgage, auto sales and investment scams. Luncheon speaker SEC Chairman Mary Schapiro discussed the Commission’s priorities on financial fraud.
This forum featured release of new research on preserving subsidized housing near transit and discussion of how to coordinate housing, transportation and land use policy to develop livable communities.
Why no COLA is expected for 2010 and how this affects individuals and the states. Panelists include experts from the Social Security Administration, AARP, the National Governors Association and the Kaiser Family Foundation.
PPI released a series of new reports offering a fresh look at financial decisions related to retirement. Experts examined why many people make poor choices and explore how to improve the options available to retirees.
National experts discussed problems facing millions of Americans with multiple chronic conditions, and explored potential solutions highlighted in a new PPI publication, Chronic Care: a Call to Action for Health Reform and in a new video Faces of Chronic Care.
Learn about the policy development process at AARP. For a complete guide to AARP's positions on public issues, see The Policy Book, AARP Public Policies 2009-2010.
The Center to Champion Nursing in America seeks to ensure Americans have the highly skilled nurses we need to provide affordable, quality health care. The Center serves as a consumer-driven, national force to increase the nation’s capacity to educate and retain nurses.