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Professional Partners Supporting Family Caregivers
Phase II: Implementing Best Practices
Launch of a new three year project to implement best practices in the fields of nursing and social work that effectively support the work of family caregivers for older adults. The project, made possible by a grant from The John A. Hartford Foundation through the AARP Foundation, will also inform policies that support family caregiving and promote public awareness. Initiative partners include, the Family Caregiver Alliance, the National Association of Social Workers, U.S. Administration on Aging, the Lewin Group, and the Hilltop Institute.
Phase I: Redefining Good Patient Care
National organizations release a report redefining provision of good patient care to include increased professional support for family members and friends who provide ongoing care for older adults. A joint endeavor, made possible by a grant from The John A. Hartford Foundation and The Jacob and Valeria Langeloth Foundation - through the AARP Foundation, with the American Journal of Nursing, the Council on Social Work Education and its Journal of Social Work Education, the Family Caregiver Alliance, and Rutgers Center for State Health Policy (New Jersey).
Transportation for Older Adults
Roundtable on FTA-Administered Specialized Transportation Programs.
With the coming of the congressional reauthorization of the surface transportation bill, national, state, and local experts came together to discuss improved transportation options for older adults, persons with disabilities, and low-income workers. Organized by PPI, these experts worked toward a set of policy recommendations for consideration by Congress and the Federal Transit Administration.
LTC Insurance
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Federal and State Income Tax Incentives for Private Long-Term Care Insurance
To help make long-term care insurance more affordable and to encourage purchases, both federal and state governments provide tax subsidies for private long-term care insurance. This PPI research report describes these subsidies, their value to taxpayers (by age and income), and where possible, their cost to federal and state governments.
August 1, 2002
By: David Baer, AARP Public Policy Institute; Ellen O'Brien, AARP Public Policy Institute | Source: AARP Public Policy Institute
LTCI fact sheet 2009
Long-term care insurance (LTCI) plays a limited role in paying for overall long-term care spending. The high cost of LCTI premiums keeps most people from purchasing it. Yet, for those who own LTCI and receive benefits, the policies pay for a significant portion of care received. (4 pages)
August 12, 2009
Long-Term Care Insurance
Without private insurance or public program coverage, the high cost of long-term care (LTC) is unaffordable for most Americans. This AARP Public Policy Institute Fact Sheet by Enid Kassner provides an overview of private LTC insurance, including who buys it, how much it costs, important attributes of policies, and tax implications. (2 pages)
June 25, 2007
By: Enid Kassner, AARP Public Policy Institute | Source: AARP Public Policy Institute
Can 1 + 1 = 3? A Look at Hybrid Insurance Products with Long-Term Care Insurance
Although relatively few people have purchased private long-term care insurance, there is continuing interest in increasing the number of individuals who have such coverage. The desire to insure against long-term care (LTC) risk competes with the need to insure against the many other risks we face in life, and many people decide that purchasing LTC insurance is not a viable option. This outcome is more likely to the degree that some people are in denial about or have misinformation about their potential LTC needs or the degree to which government programs will pay for their care.
July 27, 2009
By: Marc P. Freiman | Source: AARP.org
In Brief: Can 1 + 1 = 3? A Look at Hybrid Insurance Products with Long-Term Care Insurance
A succinct summary of the similarly titled AARP Public Policy Institute Issue Paper in which Marc P. Freiman of RTI International analyzes several types of hybrid insurance products that may help increase the appeal of long-term care insurance by combining it with other kinds of coverage. (2 pages)
May 18, 2007
By: Marc P. Freiman, Ph.D., RTI International | Source: AARP Public Policy Institute; RTI International
Comparing Long-Term Care Insurance Policies: Bewildering Choices for Consumers
Long-Term Care Insurance Policies vary considerably, presenting consumers with a bewildering array of choices. This AARP Public Policy Institute Issue Paper by Bonnie Burns of California Health Advocates compares policy provisions, explores regulatory issues, and presents recommendations designed to ease decision-making. (33 pages)
May 31, 2006
By: Bonnie Burns, California Health Advocates | Source: AARP Public Policy Institute; California Health Advocates
Long-Term Care Insurance Partnership Programs
When Congress enacted the Deficit Reduction Act of 2005, it authorized a new option for states to link private long-term care insurance with Medicaid benefits. This AARP Public Policy Institute Fact Sheet by Enid Kassner describes how these programs operate and details potential issues and concerns with their implementation. (2 pages)
April 7, 2006
By: Enid Kassner, AARP Public Policy Institute | Source: AARP Public Policy Institute
Private Long-Term Care Insurance: The Medicaid Interaction
The complex interaction between Medicaid and private long-term care insurance is explored in this AARP Public Policy Institute Issue Brief by Enid Kassner which highlights the policy implications for those who may 'fall through the cracks' in their coverage. (8 pages)
May 1, 2004
By: Enid Kassner, AARP Public Policy Institute | Source: AARP Public Policy Institute
Inflation Protection and Long-Term Care Insurance: Finding the Gold Standard of Adequacy
When individuals are purchasing protection against rising costs in order to insure the future adequacy of their long-term care insurance policies, how much is enough? The question is addressed and answered in this AARP Public Policy Institute Issue Paper by Marc A. Cohen, Maurice Weinrobe and Jessica Miller. (37 pages)
August 1, 2002
By: Marc A. Cohen, Ph.D., LifePlans, Inc.; Maurice Weinrobe, Ph.D., Clark University; Jessica Miller, M.S., LifePlans, Inc. | Source: AARP Public Policy Institute; LifePlans, Inc.; Clark University
In Brief: Long-Term Care Insurance: An Assessment of States' Capacity to Review and Regulate Rates
A short summary of the similarly titled AARP Public Policy Institute Issue Paper in which Steven Lutzky, Lisa Maria B. Alecxih and Ryan Foreman of The Lewin Group document the many inadequacies in the review of long-term care insurance rates by state governments which have the major responsibility for ensuring accurate pricing, reasonable premiums and a minimum of rate increases to consumers. (2 pages)
February 1, 2002
By: Enid Kassner, AARP Public Policy Institute | Source: AARP Public Policy Institute
Solutions Forums
Saving Jobs in A Recession: How Work Sharing Can Help
Seventeen states have programs that use unemployment funds to keep workers on the job with reduced hours. Learn how federal and state policy can better promote these work-sharing programs--and how several European nations have implemented work-sharing.
The Auto IRA: Strategies for Successful Implementation
Experts from the US and abroad discussed how an Auto-IRA can improve retirement security; lessons from similar programs in New Zealand and the UK; and how the Auto-IRA can work well for workers, small business and the financial industry.
Protecting Your Home, Car and Investment Savings: How to Stop Financial Fraud
How fraud impacts financial security, especially for older Americans—and discussion of policy options for combating mortgage, auto sales and investment scams. Luncheon speaker SEC Chairman Mary Schapiro discussed the Commission’s priorities on financial fraud.
Getting it Right: Smart Housing and Transportation Planning for Livable Communities
This forum featured release of new research on preserving subsidized housing near transit and discussion of how to coordinate housing, transportation and land use policy to develop livable communities.
What Happened to My Social Security COLA?
Why no COLA is expected for 2010 and how this affects individuals and the states. Panelists include experts from the Social Security Administration, AARP, the National Governors Association and the Kaiser Family Foundation.
A New Look at Making Financial Decisions for Retirement
PPI released a series of new reports offering a fresh look at financial decisions related to retirement. Experts examined why many people make poor choices and explore how to improve the options available to retirees.
Fixing Chronic Care in America
National experts discussed problems facing millions of Americans with multiple chronic conditions, and explored potential solutions highlighted in a new PPI publication, Chronic Care: a Call to Action for Health Reform and in a new video Faces of Chronic Care.
AARP Public Policies
Learn about the policy development process at AARP. For a complete guide to AARP's positions on public issues, see The Policy Book, AARP Public Policies 2009-2010.
Center to Champion Nursing in America
The Center to Champion Nursing in America seeks to ensure Americans have the highly skilled nurses we need to provide affordable, quality health care. The Center serves as a consumer-driven, national force to increase the nation’s capacity to educate and retain nurses.
