AARP Guaranteed Acceptance Life Insurance from New York Life

AARP commercial member benefits are provided by third parties, not by AARP or its affiliates. Providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions.

The AARP Life Insurance Program is underwritten by New York Life Insurance Company, New York, NY 10010. AARP membership is required for Program eligibility. Specific products, features and/or gifts not available in all states or countries. New York Life pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers. The life information material includes details on costs, eligibility, renewability, limitations and exclusions. (Group Policy forms Term Life AA-66, AA-74, Permanent Life AA-80 and Guaranteed Acceptance Life AA-81 and AA-85.)

State Availability

Not all products available in all states. Online application is not available in all states.

*Lower premiums are not available in GU, MN, MO, MT, NY, OR, USVI, with coverage to $25,000. Rates very based on age, gender and coverage amount and are lower than the guaranteed acceptance product previously offered, which included an accelerated benefit for terminal illness. In LA, the rates for the product at age 80 are higher compared to the previous product, which also did not offer an accelerated benefit for terminal illness.

**If you’re already insured with the program, the full coverage amount may not be available.