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AARP The Magazine Masthead
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EXECUTIVE VICE PRESIDENT AND CHIEF COMMUNICATIONS AND MARKETING OFFICER Martha M. Boudreau

SENIOR VICE PRESIDENT AND EDITORIAL DIRECTOR Myrna Blyth

SENIOR VICE PRESIDENT–REVENUE AND GENERAL MANAGER Robyn Motley

VICE PRESIDENT, PRINT CENTER Traci L. Lucien

EDITOR IN CHIEF AND VICE PRESIDENT Robert Love

DEPUTY EDITOR David Brindley

EXECUTIVE EDITORS Margaret Guroff, Michael Hedges, William W. Horne, Jim Lenahan, George Mannes, Stephen Perrine, Cori Vanchieri

ASSOCIATE EDITOR Julie Goldenberg

COLUMNIST Jean Chatzky

CONTRIBUTING EDITORS Sari Harrar, David Hochman, Sarah Mahoney, Barbara O’Dair, Stanley Newman

MEDICAL ADVISOR Errol Green, M.D.

CREATIVE TEAM

CREATIVE DIRECTOR AND VICE PRESIDENT Scott A. Davis
EDITORIAL OPERATIONS MANAGER Christopher Boardwine
EDITORIAL PRODUCTION MANAGER Cathy L. McPhail
DESIGN DIRECTOR Todd Albertson
SENIOR ART DIRECTOR Lesley Q. Palmer
ART DIRECTOR Dian Holton
ASSOCIATE ART DIRECTOR Joanna F. Hagan
ASSISTANT ART DIRECTOR Jenny Rosenberg
SENIOR DESIGNER Josef Edmonds
DESIGNER Devan Feeney
DIGITAL EDITORIAL DESIGNER Paola Sorto

PHOTO DIRECTORS Jane Clark, Michael Wichita
SENIOR DEPUTY PHOTO DIRECTOR Caitlin Peters DeFlaviis
DEPUTY PHOTO DIRECTOR Katrina Zook
ASSOCIATE PHOTO EDITOR Deja Nycole
ASSISTANT PHOTO EDITOR Sophia Moten
EDITORIAL PRODUCTION ANALYST Neal Edwards
EXECUTIVE SECRETARY Laurette A. Davis

CONTENT PRODUCTION

DIRECTOR Chai Woodham Marciniak
EDITORIAL COPY MANAGER Mary Anne Mulligan
EDITORIAL RESEARCH EDITORS Christy Ullrich Barcus, Lyn Garrity, Angela Johnson, Brenda M. Lucas, Rebecca Maksel, Susan O’Brian, Don Pohlman, Holly Zimmerman

PRINT

SENIOR DIRECTOR, PRODUCTION Brian S. Horting
QUALITY DIRECTOR Ed Sikora
SENIOR PRODUCTION MANAGER Sherry L. Coleman
PRODUCTION MANAGER Roland A. Bland
AD TRAFFIC MANAGER Judy A. Rutherford
EXECUTIVE SECRETARY Diamond Ohemeng

AARP.ORG

VICE PRESIDENT AND EDITOR IN CHIEF Daniel Gilgoff
SENIOR EXECUTIVE EDITORS Virginia Cueto, Michael DeSenne
EXECUTIVE EDITORS Michelle R. Davis, Linda Dono, Alison Maxwell
DIRECTOR, DIGITAL PRODUCTION Amanda Tinkham Boltax
DIGITAL PRODUCTION MANAGER Josh Hudson
EDITORIAL SEO MANAGER Nima Alagha
SENIOR WRITER/EDITORS Nancy Kerr, Randy Lilleston, Rachel Nania, Zulay Ortiz

WRITER/EDITORS Tim Appelo, Edward C. Baig, Margaret Collins, Nicole Gill Council, Christina Ianzito, Suzette Lohmeyer, Andrew Markowitz, Emily Paulin, Sara Schwartz, Kenneth Terrell, Peter Urban
ASSOCIATE WRITER/EDITORS Aaron Kassraie, Jennifer Ortiz, Deirdre van Dyk

SENIOR SPECIAL PROJECTS MANAGER Marcela Ayón-Siervo
SENIOR TRANSLATION SERVICES MANAGER Patricia Cabrera
TRANSLATION SERVICES MANAGER María Loredo Vera

SPECIALIZED CONTENT

EXECUTIVE EDITOR Shelley Emling
SENIOR EDITOR Claire R. McIntosh
DIRECTOR Sami Amad

AARP MEDIA ADVERTISING NETWORK

VICE PRESIDENT AND GROUP PUBLISHER Shelagh Daly Miller
SENIOR ADVERTISING DIRECTOR Susan Severance
SENIOR DIGITAL SALES DIRECTOR Peter Zeuschner
NORTHEAST DIGITAL SALES MANAGER Jon Banner
SENIOR DIRECTOR, SPECIAL ACCOUNTS Carolyn Fessler
SPECIAL ACCOUNTS DIRECTOR Leighton Johnson

ACCOUNT MANAGERS Patrick McHugh, Daniel J. Phillips, Michelle Weisfeld
SALES COORDINATORS London Brantley, Diana Lopez
VICE PRESIDENT, MARKETING Danielle McMurray
SENIOR DIRECTOR, CREATIVE SERVICES Deborah Sprague
DEVELOPMENT DIRECTOR Rosa Alonso
DIRECTOR, INTEGRATED MARKETING Laurie Levitt
ASSOCIATE DIRECTOR, INTEGRATED MARKETING Pamela Millman

SENIOR ASSOCIATE DIRECTOR, EVENTS AND SPECIAL PROJECTS Shari Horowitz
SENIOR CONTENT LEAD Traci Suppa
ART DIRECTOR Alana Glubo
SENIOR DESIGNERS Wendi Davis, Jason Peck
ASSOCIATE MANAGERS, INTEGRATED MARKETING Daniela Forte, Lucy O’Donnell
ASSOCIATE MANAGER, SPECIAL PROGRAMS Marisa Schwartz
VICE PRESIDENT, RESEARCH AND INSIGHTS Mark Bradbury
RESEARCH AND INSIGHTS DIRECTOR Eileen McCarthy
MANAGERS, INSIGHTS Julie Gluck, Warren Rej
RESEARCH AND MARKETING ASSOCIATE Zoe Toner
SENIOR DIRECTOR, OPERATIONS Christine Edwards
ASSOCIATE DIRECTOR, ADVERTISING SERVICES Lori Cordenner
ADVERTISING SERVICES MANAGERS Christina Chiaffitella-Nicolia, Vivian Stroman-Way
BUSINESS MANAGER Karen Manville

BILLING MANAGER Tracey Fanuele

SALES OPERATIONS ANALYST Shalu Oza

OPERATIONS

SENIOR DIRECTOR, AD POLICIES Pamela Byrd
SENIOR ADVISORS, AD POLICIES Mireya Donahue, Michele Reilly
AD POLICIES ADVISORS Susan Appler de los Rios, June Williams
SENIOR OMBUDSMAN ANALYST/AD COMPLIANCE Wilson Manyacka
SENIOR CONTENT AND WORKFLOW SYSTEMS MANAGER Robin Scofidio
SENIOR CONTENT AND WORKFLOW SYSTEMS ADVISOR Lori Baluta
CONTENT AND WORKFLOW SYSTEMS ADVISOR Beth Daniels
VICE PRESIDENT, FUN AND FULFILLMENT Heather Nawrocki
DIRECTOR, PROGRAM MANAGEMENT Alexandra Valdez
PROGRAM MANAGEMENT DIRECTOR Fenella Basilio
PROJECT MANAGERS Erin Keller, Alia Stewart
PROJECT ANALYST Adesewa Faleti
WEB PRODUCER Jameela Dennis

VIRTUAL COMMUNITY CENTER MANAGER Patchanan Owen
VIRTUAL COMMUNITY CENTER PRODUCER Emily Johnson
MARKETING MANAGER Angela West
EXECUTIVE SECRETARY Michelle Rennie
IT SUPPORT Brian Mannle
ENTERTAINMENT PUBLICIST/MEDIA RELATIONS Paola Groom
RESEARCH DIRECTOR Lauren Goodson
RESEARCH MANAGER Stephanie Childs
FOUNDER ETHEL PERCY ANDRUS (1881–1967)


REPRINTS REQUESTS TO REPRINT AND DISTRIBUTE AN ARTICLE WITHIN THIS ISSUE SHOULD BE SENT TO REPRINTS@PARSINTL.COM.

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WE REGRET WE CANNOT RETURN ANY UNSOLICITED MANUSCRIPTS, PHOTOS OR OTHER MATERIALS.

AARP THE MAGAZINE IS A PUBLICATION OF AARP. THE VIEWS EXPRESSED HEREIN DO NOT NECESSARILY REPRESENT POLICIES OF AARP AND SHOULD NOT BE CONSTRUED AS ENDORSEMENTS. THE MENTION OF A PRODUCT OR SERVICE HEREIN IS SOLELY FOR INFORMATION TO OUR READERS AND MAY NOT BE USED FOR ANY COMMERCIAL PURPOSE. AARP, WHICH WAS ESTABLISHED IN 1958, IS A NONPROFIT, NONPARTISAN ORGANIZATION FOR PEOPLE 50 AND OLDER. STATE OFFICES ARE LOCATED IN ALL 50 STATES, THE DISTRICT OF COLUMBIA, PUERTO RICO AND THE VIRGIN ISLANDS.

NON-AARP WEBSITES HAVE THEIR OWN PRIVACY POLICIES AND MAY REQUEST OR GATHER INFORMATION FROM OUR READERS. SEE AARP.ORG/PRIVACYPOLICY FOR MORE INFORMATION.

ALL ARTICLES ARE FOR INFORMATIONAL PURPOSES ONLY AND NOT INTENDED TO BE A SUBSTITUTE FOR PROFESSIONAL LEGAL, FINANCIAL OR MEDICAL ADVICE. CONSULT AN ATTORNEY OR OTHER PROFESSIONAL TO DETERMINE WHAT’S BEST FOR YOUR SITUATION. AARP EXPRESSLY DISCLAIMS AND DENIES LIABILITY FOR ANY DECISIONS MADE BASED UPON THE INFORMATION PRESENTED. VISIT AARP.ORG FOR ADDITIONAL INFORMATION. AARP ASSUMES NO RESPONSIBILITY FOR UNSOLICITED MANUSCRIPTS OR OTHER MATERIALS SUBMITTED FOR REVIEW.

BRANDAMP BY AARP IS AN ADVERTISING PROGRAM OFFERED BY AARP MEDIA ADVERTISING NETWORK. THIS CONTENT IS PAID FOR AND PREPARED IN COLLABORATION WITH THE DISCLOSED ADVERTISER AND AARP MEDIA ADVERTISING NETWORK. THE AARP EDITORIAL STAFF HAD NO ROLE IN THE PREPARATION OF THIS CONTENT OR THE BRANDAMP BY AARP PROGRAM.

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