AARP Hearing Center
Jane Sung, AARP Public Policy Institute
Sibora Gjeçovi, AARP Research
The American Health Care Act, as introduced on March 6, 2017, will make changes to tax credits and age rating that will have a harmful impact on older adults. See the impact on low- to moderate- income older adults in your state.
Methods: Premium changes are shown on an annual basis. Premium calculations are based on 2017 premiums and tax credits from the Kaiser Family Foundation Health Insurance Marketplace Calculator (http://kff.org/interactive/subsidy-calculator/). State charts showing average premium increases are based on premium data from the Center for Budget and Policy Priorities. Premiums under 5:1 were calculated by scaling up 3:1 premiums based on analysis by Joanne Fontana, Thomas Murawski, Sean Hilton, “Impact of Changing ACA Age Rating Structure: An Analysis of Premiums and Enrollment by Age Band”, Milliman Research Report, January 2017, www.milliman.com/aarp. MA, NY and VT do not include changes to age rating.
See Also
MORE FROM AARP
Pandemic-Era Trends in Telehealth Use among Americans with Private Health Insurance
This paper assesses changes in telehealth use from 2019 to 2021 among people younger than 65 who are enrolled in private, employer-sponsored insurance (ESI) plans, which insure nearly two-thirds of Americans under age 65.
Millions of People Pay Medicare Late-Enrollment Penalties for Life after Missing Key Deadlines
This Spotlight report describes Medicare’s enrollment rules, the situations in which late-enrollment penalties apply (and when they don’t), how many people are paying these penalties, and who is most likely to incur penalties.