Javascript is not enabled.

Javascript must be enabled to use this site. Please enable Javascript in your browser and try again.

Skip to content

Family caregivers: Learn how to best use your family doctor’s expertise during a free AARP webinar.

Content starts here
CLOSE ×
Search
Popular Searches

Games

Car rental

AARP daily Crossword Puzzle

Hotels with AARP discounts

Life Insurance

AARP Dental Insurance Plans

Travel

Suggested Links
Help Show me my account info Change my Address How do I contact AARP? Where is my membership card? How do I get a digital card?
Red Membership Card

AARP MEMBERSHIP

AARP Membership — $12 for your first year when you sign up for Automatic Renewal

Get instant access to members-only products, hundreds of discounts, a free second membership, and a subscription to AARP the Magazine. 

 

120x30-AARP-logo-red
Join
Renew
Enroll
Rejoin

AARP en Español

Join
Renew
Enroll
Rejoin
Leaving AARP.org Website

You are now leaving AARP.org and going to a website that is not operated by AARP. A different privacy policy and terms of service will apply.

Continue Cancel

Find Unclaimed Money and Property

By

Jeff Yeager, 

 
AARP
Comments
Published October 18, 2010

Anybody with an e-mail account has received one of these  mysterious messages from the third cousin of the exiled King of Burundi, claiming that — upon His Highness's untimely death — you have been left his personal fortune of $3.2 billion. Or maybe you have won a sweepstakes you never recall entering. All you need to do to claim your fortune is turn over your bank account and other personal financial information.

Everybody knows that's a scam. But it is possible that you are entitled to money or other property that's just out there waiting for you to claim it. Here are some legitimate — and free — online resources to check out:

Help from NAUPA: NAUPA (National Association of Unclaimed Property Administrators) is a nonprofit organization endorsing two websites — unclaimed.org and MissingMoney.com — that can help you find unclaimed funds and other property held by the states. This may include monies due you or family members from such sources as forgotten bank accounts and inheritances, utility bill refunds, or security deposits. NAUPA estimates that about one out of every eight Americans is entitled to unclaimed assets, with the average claim being about $1,000. I didn’t believe it until I visited NAUPA's website and discovered that my family was due about $120 from a long-forgotten savings account my grandmother opened years before she died.

Unclaimed U.S. savings bonds: Maybe a relative gave you a savings bond when you were a kid and you forgot about it? Search the U.S. Treasury website at www.TreasuryHunt.gov.

Funds from failed financial institutions: Did your bank or credit union go belly-up? You may be able to collect funds that are due to you through these websites for banks and credit unions.

Unclaimed retirement and pension accounts: You may be entitled to collect an abandoned defined-benefit pension or an unclaimed 401(k) plan.

HUD/FHA Mortgage Insurance refunds: If you had an FHA-insured mortgage, you may be eligible for a refund from the U.S. Department of Housing and Urban Development.  

Funds owed to you by the Internal Revenue Service: Now wouldn’t that be a refreshing reversal of fortune if the IRS owed you? You may want to take a look if you think a refund check may have gotten lost in the mail or you did not file taxes one year due to your income situation. Visit the IRS website — "Where’s My Refund?" — or contact the IRS to refile or follow up on returns.

Class action lawsuits: As a consumer, it’s possible that you may be a plaintiff in a class action lawsuit as a result of something you bought, consumed or some other business you have transacted. Sometimes you get this information via the mail about a class action lawsuit against a company because of a faulty product. One of my friends was able to recover $118 in a class action suit against a car company because the manufacturer’s part was defective. This website provides updated listings of class action lawsuits and other information on the topic.

Government benefits: More than 1,000 benefit and assistance programs are available through the federal government. The U.S. government’s official website is designed to help citizens easily identify and access those benefit programs that may apply to them.

And, finally, a few words of caution: Never pay a stranger to help you collect unclaimed funds or other property rightfully due you. Also, don’t give out personal financial information (credit cards, bank accounts, Social Security number) to anyone offering to help you collect unclaimed assets — even if he is the third cousin of the exiled King of Burundi.

Jeff Yeager is the author of The Ultimate Cheapskate's Road Map to True Riches and The Cheapskate Next Door. His website is www.UltimateCheapskate.com and you can friend him on Facebook at JeffYeagerUltimateCheapskate or follow him on Twitter.

Unlock Access to AARP Members Edition

Join AARP to Continue

Already a Member?

More on Money

Benefits Recommended For You

See All