Don't Let a Scam Derail Your Holiday Travel

Travel scams can mean not only lost money, but other headaches. Unscrupulous operators can leave victims stranded away from home, scrambling to replace what they paid for. “It certainly would ruin your holiday to think you are on a vacation and not have what you thought,” says Patti Poss, a senior attorney with the FTC, which provides shopping-for-travel tips. The agency also takes complaints.

John Breyault, vice president of policy, telecommunications and fraud at the nonprofit National Consumers League, based in Washington, D.C., says he has heard about people showing up with their luggage, ready to check into their “rental,” only to discover it was the private home of unsuspecting owners.

"Scammers have gotten very adept at stealing photos and attaching them to fake rental listings,” Breyault says. Sometimes they offer nonexistent properties for rent using the stolen digital photos of other places; other times they duplicate real listings onto sites like Craigslist, substituting in their own email and persuading travelers to send “deposits” through wire transfers or gift cards, making it hard for victims to get their money back. You may end up away from home without a place to sleep, Breyault says, and “now you're on the hook for an expensive hotel stay.”

If a dream vacation turns into a nightmare, AARP's Fraud Watch Network offers trained volunteers and staff to listen without judgment, educate victims on how to avoid problems in the future and help them file complaints. Its toll-free number is 877-908-3360.

"We want to get the best price, but if it's thousands of dollars off what you're seeing on other websites, that should be a red flag,” Nofziger says.

More tips on avoiding travel scams:

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• Use credit cards because if you've been cheated, you may have recourse. Wire transfers and gift cards are like cash; once you've paid, it's hard to get your money back.
• Remember that peer-to-peer payment apps such as Venmo and Cash App should be used to send money only to people whom you actually know and trust.
• When you search on the internet, make sure you end up at legitimate websites. The top of the search results may include paid links with names very similar to an airline or other genuine travel site. Always buy directly from the airline or another vendor, such as a travel agent you know and trust.
• If you have doubts, search online for the name of the tour guide or company offering the deal along with the word “reviews” or “scam” to see what other consumers say.
• In many states, travel agents must register with the state attorney general or consumer department. If you're dealing with a new agent, ask where he or she is registered and look the agent up. For businesses, check them out with the Better Business Bureau.
• For rentals, check the reviews of other travelers and look up the location online.
• For hotels and airlines booked through a third party, check first with the provider to make sure the booking is real.
• Read the fine print on fees and cancellation policies.
• Compare an offer you're considering with other deals. That hotel room overlooking New York's Central Park for $100 a night is probably a scam.

The bottom line: If the deal seems too good to be true, it probably is.